.utility-nav{display:flex;justify-content:flex-end;gap:27px;padding:8px var(--side) 14px;border-bottom:1px solid var(--line);font-size:14px}.utility-nav a{color:var(--muted)}.utility-nav a:hover{color:var(--blue)}.tools-index{padding:45px var(--side) 70px}.tools-index>h1{margin:14px 0 20px;font-size:clamp(44px,5.5vw,74px)}.tools-index>p{max-width:650px;font-size:19px}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:40px}.tool-card{position:relative;display:flex;flex-direction:column;align-items:flex-start;border:1px solid var(--line);padding:27px;min-height:300px}.tool-card:hover{border-color:var(--blue);background:#f7f9ff}.tool-number{position:absolute;right:24px;top:20px;color:#667789;font-size:14px;letter-spacing:.12em}.tool-card>.icon{margin-bottom:28px}.tool-card h3{font-size:31px;line-height:1.13;margin-bottom:15px}.tool-card p{font-size:16px;margin-bottom:24px}.tool-card .text-link{margin-top:auto}.calculator-page{padding:0 var(--side) 55px}.tool-nav{display:flex;flex-wrap:wrap;gap:8px 20px;padding:20px 0;font-size:14px}.tool-nav a[aria-current]{color:var(--blue);text-decoration:underline;text-underline-offset:6px}.calculator-heading{max-width:900px;padding:20px 0 30px}.calculator-heading h1{font-size:clamp(39px,4.5vw,62px);line-height:1.07;margin:14px 0}.calculator-heading>p{font-size:18px;max-width:700px}.calculator-layout{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(360px,.85fr);gap:38px;align-items:start}.calculator-form{min-width:0;border-top:1px solid var(--line);padding-top:22px}.calc-form-heading{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:20px}.calc-form-heading h2{font-size:32px}.reset-calculator{border:0;background:none;color:var(--blue);text-decoration:underline;text-underline-offset:3px;font-size:14px;padding:5px 0}.calc-note{font-size:14px;line-height:1.6;padding:15px 17px;background:var(--soft);margin-bottom:25px}.calculator-fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calc-field{display:flex;flex-direction:column;min-width:0;gap:7px;font-size:14px;line-height:1.4}.calc-field[hidden]{display:none}.calc-field input,.calc-field select{width:100%;height:48px;padding:10px 12px;border:1px solid #9cadbf;border-radius:3px;background:white;color:var(--ink);font-size:16px;min-width:0}.input-unit{position:relative;display:flex}.input-unit input{padding-right:65px}.input-unit>span{position:absolute;right:12px;top:14px;color:#546274;font-size:13px;pointer-events:none}.calc-field input:user-invalid{border-color:#a0262e}.calculator-form>.button{margin-top:24px;min-width:180px}.calculator-output{background:var(--soft);padding:26px;border-top:3px solid var(--blue)}.calc-total{display:flex;flex-direction:column;gap:8px;padding-bottom:23px;border-bottom:1px solid var(--line)}.calc-total>span{font-size:15px}.calc-total>strong{font-size:clamp(34px,3.7vw,50px);line-height:1.2;font-weight:700;letter-spacing:-.045em;color:var(--navy);overflow-wrap:anywhere}.calc-total>small{font-size:13px;color:var(--muted)}.calc-metrics{display:grid;gap:17px;padding:22px 0}.calc-metric{display:flex;justify-content:space-between;align-items:baseline;gap:15px;font-size:14px}.calc-metric>span{max-width:62%}.calc-metric>strong{font-size:21px;line-height:1.3;text-align:right}.calc-metric.warning>strong,.negative{color:#9c2c1e}.calc-breakdown{margin:4px 0 24px;border-top:1px solid var(--line)}.calc-breakdown>div{display:flex;justify-content:space-between;gap:18px;padding:10px 0;border-bottom:1px solid #d7e0e8;font-size:14px}.calc-breakdown dd{margin:0;white-space:nowrap;font-weight:700}.calculator-output>.button{width:100%;font-size:15px;margin-top:8px}.calc-caption{font-size:13px;line-height:1.6;margin-top:12px}.calc-error{font-size:15px;color:#9c2c1e;margin-top:20px}.calc-error:empty{display:none}.stale-result{opacity:.45}.calculator-method{max-width:800px;margin-top:45px}.calculator-method h2{font-size:34px}.calculator-method details{margin-top:20px;font-size:15px}.calculator-method summary{font-weight:700;color:var(--blue)}.compare-inputs{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.compare-inputs fieldset{min-width:0;padding:18px 14px 14px;border:1px solid var(--line);margin:0}.compare-inputs legend{font-family:var(--serif);font-size:26px;padding:0 6px}.compare-inputs .calc-field{margin-bottom:17px}.compare-inputs .input-unit input{padding-right:42px}.wide-calculator{grid-template-columns:minmax(0,1.6fr) minmax(300px,.8fr);gap:28px}.comparison-results{display:grid;gap:22px;margin:5px 0 25px}.comparison-result>span{font-size:14px}.comparison-result>strong{display:block;font-size:26px;margin:4px 0 9px}.result-bar{height:6px;background:#dae3ee}.result-bar i{display:block;height:100%;background:var(--blue)}.comparison-result dl{font-size:13px;margin:12px 0 0}.comparison-result dl>div{display:flex;justify-content:space-between;gap:10px;margin:6px 0}.comparison-result dd{margin:0;font-weight:700}.stage-table{margin:0 -10px;max-width:calc(100% + 20px)}.stage-table table{border-collapse:collapse;min-width:630px;font-size:13px;line-height:1.5}.stage-table caption{text-align:left;padding:0 10px 10px;font-size:13px}.stage-table td,.stage-table th{text-align:right;padding:10px;border-bottom:1px solid var(--line);white-space:nowrap}.stage-table th:first-child{text-align:left}.stage-table thead{background:#e1e9f0}.news-index{padding:40px var(--side) 65px}.news-index>header{max-width:850px;margin-bottom:36px}.news-index h1{margin:12px 0 20px}.news-index>header>p{font-size:19px;max-width:650px}.news-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:38px 30px}.news-card>a{display:block}.news-card img{width:100%;height:auto;aspect-ratio:1.8;object-fit:cover;margin-bottom:18px}.news-card h2{font-size:35px;line-height:1.1;margin:11px 0 15px}.news-card p{font-size:16px}.news-card .text-link{margin-top:18px}.news-label{font-size:13px;color:#4b627b}.news-context{border-left:3px solid var(--blue);padding:16px 20px;background:var(--soft);margin:25px 0}.news-context p{font-size:16px}.news-facts{display:flex;flex-wrap:wrap;gap:24px 45px;padding:23px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:22px 0}.news-facts>div{display:flex;flex-direction:column;gap:5px}.news-facts strong{font-size:32px;line-height:1.2;color:var(--navy)}.news-facts span{font-size:14px;max-width:240px}.news-tools{padding:22px;background:var(--soft);margin:30px 0}.news-tools h2{margin:0 0 12px;font-size:29px}.news-tools a{display:block;color:var(--blue);margin:8px 0}.home-tools{background:var(--soft)}.home-tools .tool-grid{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:0}.home-tools .tool-card{background:white}.article-tool-link{border-left:3px solid var(--blue);padding:20px;background:var(--soft);margin:28px 0}.article-tool-link>a{font-weight:700;color:var(--blue)}
@media(max-width:1150px){.wide-calculator{grid-template-columns:1fr}.wide-calculator .calculator-output{display:block}.wide-calculator .comparison-results{grid-template-columns:repeat(3,1fr);gap:25px}.wide-calculator .calc-metrics{grid-template-columns:1fr 1fr}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator-layout:not(.wide-calculator){grid-template-columns:minmax(0,1fr) minmax(310px,.8fr);gap:24px}.calculator-fields{grid-template-columns:1fr}.compare-inputs{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:760px){.calculator-layout:not(.wide-calculator){grid-template-columns:1fr}.calculator-output{padding:23px}.calculator-fields{grid-template-columns:1fr 1fr}.home-tools .tool-grid{grid-template-columns:1fr}.news-grid{gap:28px}.news-card h2{font-size:29px}.compare-inputs{grid-template-columns:1fr}.compare-inputs fieldset{display:grid;grid-template-columns:1fr 1fr;column-gap:16px}.wide-calculator .comparison-results{grid-template-columns:1fr}.wide-calculator .calc-metrics{grid-template-columns:1fr}.calc-total>strong{font-size:43px}}
@media(max-width:480px){.utility-nav{justify-content:flex-start;gap:23px;font-size:14px}.calculator-heading h1{font-size:39px}.calculator-heading>p{font-size:17px}.calculator-heading .eyebrow{font-size:12px;letter-spacing:.16em}.calculator-fields{grid-template-columns:1fr}.calc-form-heading{align-items:flex-start}.calc-form-heading h2{font-size:30px}.reset-calculator{font-size:13px;max-width:115px;text-align:right}.compare-inputs fieldset{grid-template-columns:1fr}.tool-grid,.news-grid{grid-template-columns:1fr}.tool-card{min-height:260px}.calc-metric{font-size:14px}.calc-metric>strong{font-size:20px}.tools-index{padding-top:32px}.news-index{padding-top:30px}.news-index h1{font-size:44px}.news-card h2{font-size:32px}.tool-nav{gap:13px 18px}.news-facts{gap:20px}.news-facts strong{font-size:28px}}
@media print{.utility-nav,.tool-nav,.calculator-form button,.calculator-output>.button,.calc-caption{display:none}.calculator-layout{display:block}.calculator-output{break-before:page}.calculator-fields{grid-template-columns:repeat(2,1fr)}.news-grid{display:block}}

.news-illustration img{width:100%;height:auto}.news-illustration{margin-top:28px}